How to Respond to a Data Breach

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Advice from a recent SEC investor bulletin on cyber securityTime is of the essence, whether your personal data has been compromised as part of a larger targeted cyberattack, or you are the victim of an individual cybercrime. You’ll need to take immediate action to minimize the impacts. These are steps you should take within specified timeframes after discovering your data has been breached.

Within the first 24-48 hours

  1. Call your advisor, regardless of where or ...
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Structured CDs: Buyer Beware!

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structured-cd-pngMost investors are familiar with Certificates of Deposit (CDs). You purchase one, and the bank pays you a bit of interest on it, plus your principal back at the end of the term and they are FDIC insured. They don’t yield much, but they’re nearly as dependable as it gets. As such, CDs can often serve as sensible tools for offsetting the risk inherent to pursuing higher expected returns in the stock ...

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