Investing for Retirement Income: Part I: Dividend-Yielding Stocks

Posted by:

pie-chart

 

 

 

 

If ever there were an appropriate analogy for how to invest for retirement, it would be the classic fable of The Three Little Pigs. As you may recall, those three little pigs tried three different structures to protect against the Big Bad Wolf. Similarly, there are at least three kinds of “building materials” that investors typically employ as they try to prevent today’s ...

Continue Reading →
0

Are You Receiving Good Financial Advice?

Posted by:

advice magglass

 

We need to rethink traditional financial advice – the kind that’s been delivered by those so-called “experts” focused on issuing buy/sell recommendations, executing transactions, selling annuities and collecting their commissions. If this is the type of financial advice that you are receiving you don’t need that and you probably never did. This most often received financial advice from a broker is full ...

Continue Reading →
0

2015 Review: Economy & Markets

Posted by:

US_Stock_Market_Performance 2015_Russell_3000

 

 

 

 

 

 

 

 

The US economy and broad market showed modest gains during the year, although investor discipline was tested by news of a global economic slowdown, rising market volatility in China and emerging markets, falling oil and commodities prices, and higher US interest rates.

The S&P 500 Index logged a 1.38% total return. The returns across US indices were mixed, but overall the broad US market, as measured by the Russell 3000, gained ...

Continue Reading →
0

Is Yellen Moving on Up

Posted by:

fed reserve pic

The U.S. Federal Reserve (the Fed) has held the federal funds rate at nearly zero percent, seeking to bolster an ailing economy in the aftermath of the Great Recession since December 2008. Economists agree that the position is unusual, and highly unlikely to go on forever – drastic times called for drastic measures. Then again, they’ve been agreeing on that for seven years. Each year, the Fed has had ...

Continue Reading →
0

How we Choose the Funds for You

Posted by:

fund selection

A question we are often asked: How do we choose the funds we use?

In order to understand how we go about choosing the funds we use it is important to start with the awareness that investments are personal. Starting with a plan is the key to develop the right investment strategy to fit your unique situation. The investments must be structured in a manner that is consistent with your goals, ...

Continue Reading →
0

Reflections on Paris

Posted by:

solidarity-with-paris

 

We wish we could be boring you with our standard warnings about the usual outpouring of global news that never ends, and how important it is to stay the course, at least with respect to your investment activities. However, the last few days have been anything but typical.

It’s been four days since the lights of Paris went dim. Unfortunately, whether days, weeks or ...

Continue Reading →
0

Family Fire Side Discussions

Posted by:

 Cheerful Mufti Generation Family enjoying at home.

 

Whether it’s Thanksgiving, gathering for a family reunion, a birthday celebration, or simply being there for one another during difficult times, family traditions are the backbone that strengthens our most important relationships. Tobin Investment Planning LLC would like to invite you to begin a new and important family tradition: a family discussion about wealth planning.

Family Discussion about ...

Continue Reading →
0

5 Smart Year-End Tax Strategies

Posted by:

 

year end tax strategies

If you manage tax planning through a holistic wealth management approach and look at a multi-year financial projection; it tends to uncover trends and opportunities to reduce your tax exposure. While the general rule in tax planning is to defer income and accelerate deductions, holistic planning will help you uncover additional opportunities for tax savings and enhance your overall financial plan.

TIP: Make sure your ...

Continue Reading →
0

Financial TIPs on Shredding

Posted by:

document shredding

On a monthly basis we are often inundated with mail regarding our personal finances. Whether its credit card statements, bank statements, investment holdings or tax records before we know it our file cabinet is filled with paperwork. A question I am often asked is: How long should we retain all these statements? When it comes to personal document retention guidelines, there are some general rules that you may want to ...

Continue Reading →
0

Financial Tips on Tax-Efficient Investing – Part II: Teamwork

Posted by:

taxes

In our last Financial TIPs on Tax-Efficient Investing, “Investment Manager Selection,” we explored how to engage in year-round tax-efficient investing by adopting your own best practices as well as by favoring fund managers who are likewise keeping a tax-efficient eye on their offerings. There are two other important areas to tend to as part of your due diligence: your investment portfolio’s tax-efficient management and your advisers’ tax-efficient teamwork.

Proper Portfolio Management: The ...

Continue Reading →
0
Page 3 of 5 12345