How much are you going to need to retire?
It is important that investments be structured in a manner that is consistent with your goals, risk tolerance and economic conditions. The portfolio should be tax-efficient and well-diversified across multiple asset classes, styles and appropriately matched to your expected time frames. Tobin Investment Planning LLC invests in a combination of evidence-based funds and passive index funds which are well-diversified low-cost investment solutions. In addition, we utilize active managers in less efficient asset classes who seek excess returns after both fees and taxes without substantially adding to the portfolio’s risk profile.
Determine Goals and Objectives
- Current goals and objectives
- Future goals and aspirations
- Review current holdings
- Determine risk tolerance and return objectives
- Evaluate income needs