Untitled-11Ensuring that your wishes with regard to estate planning are properly addressed is critical to the financial future of your family.  Structuring your plan with an eye towards your entire family will ensure that your wealth will be structured tax-efficiently and protected for maximum effectiveness. The planning process can assist in recommending ways to carry out desired wealth transfers during your lifetime through gifting or testamentary planning.

Without proper planning taxes can represent the largest expense you will encounter. Proper planning can eliminate or minimize taxes that could otherwise consume up to 60% of an individual’s wealth.

“Anyone may arrange his affairs so that his taxes shall be as low as possible; he is not bound to choose that pattern which best pays the treasury. There is not even a patriotic duty to increase one’s taxes. Over and over again the Courts have said that there is nothing sinister in so arranging affairs as to keep taxes as low as possible. Everyone does it, rich and poor alike and all do right, for nobody owes any public duty to pay more than the law demands.”                                                                           Judge Learned Hand

Trust and Estate Planning

  • Will, power of attorney and trust design review
  • Family gift planning strategies
  • Tax minimization strategies
  • Document locator

Philanthropic Objectives

  • Mission
  • Charitable trust planning
  • Asset selection

Asset Protection

  • Account ownership and beneficiary titling
  • Risk management identification
  • Insurance review (no sales)