Structured CDs: Buyer Beware!

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structured-cd-pngMost investors are familiar with Certificates of Deposit (CDs). You purchase one, and the bank pays you a bit of interest on it, plus your principal back at the end of the term and they are FDIC insured. They don’t yield much, but they’re nearly as dependable as it gets. As such, CDs can often serve as sensible tools for offsetting the risk inherent to pursuing higher expected returns in the stock ...

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Advice from a recent SEC investor bulletin on cyber security

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Advice from a recent SEC investor bulletin on cyber security

I recently returned from a Schwab investment conference where I attended a session discussing cyber-security. It is amazing how the internet has become central in our everyday lives in such a short period of time. We pay our bills, order merchandise, check our account balances and even socialize online. We need to be diligent and proactive to protect our financial accounts. Every ...

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