In September 2017, about a year ago, a massive Equifax security breach became public knowledge. If there was a silver lining to this infamous event, it likely spurred more consumers to take more measures to protect their identities. Perhaps you’ve placed a fraud alert or frozen your lines of credit, or you’re at least checking your credit reports more regularly these days.
All well and good. But what about your kids? As distasteful as the idea may ...Continue Reading →
Who Are They?
- Financial fraudsters are after your assets.
- Identity thieves steal your personal information (often to then commit financial fraud).
What Do They Want? Your Money and Your Life
- Social Security Numbers, passports, driver’s licenses, and similar identifying information.
- Financial account and credit card numbers.
- Passwords (or insights about you that help them guess at weak ones).
- Your and family members’ contact information (name, address, phone, e-mail).
- Your and family members’ birth dates.
- Details about your life (interests, travel plans, relationships, your alma maters, ...
Time is of the essence, whether your personal data has been compromised as part of a larger targeted cyberattack, or you are the victim of an individual cybercrime. You’ll need to take immediate action to minimize the impacts. These are steps you should take within specified timeframes after discovering your data has been breached.
Within the first 24-48 hours
- Call your advisor, regardless of where or how the breach occurred, so they can watch for any suspicious activity in ...