Six Financial Best Practices for 2019

Posted by:

So, are you ready to get a jump on 2019? Around this time last year, we shared a list of Seven Financial Best Practices to Jump-Start Your New Year. Our reach-out went so well, we thought we’d make it an annual tradition. Here are six more financial best practices for the year ahead. Pick a few of them or take on the entire list. Either way, you’ll be that much further ahead by the time 2020 ...

Continue Reading →
0

Protecting Your Child from Identity Theft

Posted by:

In September 2017, about a year ago, a massive Equifax security breach became public knowledge. If there was a silver lining to this infamous event, it likely spurred more consumers to take more measures to protect their identities. Perhaps you’ve placed a fraud alert or frozen your lines of credit, or you’re at least checking your credit reports more regularly these days.

All well and good. But what about your kids? As distasteful as the idea may ...

Continue Reading →
0

Avoiding Financial Scams and Identity Theft Slams

Posted by:

Who Are They?

  • Financial fraudsters are after your assets.
  • Identity thieves steal your personal information (often to then commit financial fraud).

What Do They Want? Your Money and Your Life

  • Social Security Numbers, passports, driver’s licenses, and similar identifying information.
  • Financial account and credit card numbers.
  • Passwords (or insights about you that help them guess at weak ones).
  • Your and family members’ contact information (name, address, phone, e-mail).
  • Your and family members’ birth dates.
  • Details about your life (interests, travel plans, relationships, your alma maters, ...
Continue Reading →
0

How to Respond to a Data Breach

Posted by:

Time is of the essence, whether your personal data has been compromised as part of a larger targeted cyberattack, or you are the victim of an individual cybercrime. You’ll need to take immediate action to minimize the impacts. These are steps you should take within specified timeframes after discovering your data has been breached.

Within the first 24-48 hours

  1. Call your advisor, regardless of where or how the breach occurred, so they can watch for any suspicious activity in ...
Continue Reading →
0

Advice from a recent SEC investor bulletin on cyber security

Posted by:

Advice from a recent SEC investor bulletin on cyber security

I recently returned from a Schwab investment conference where I attended a session discussing cyber-security. It is amazing how the internet has become central in our everyday lives in such a short period of time. We pay our bills, order merchandise, check our account balances and even socialize online. We need to be diligent and proactive to protect our ...

Continue Reading →
0